1. Savings, Budgeting, Record-keeping, Loan and Debt Management, Marketing & Entrepreneurship, Digital Marketing, Investment, etc
2. Technical Assistance with multiple key stakeholders:

 

• Tax – TRA,
• Formalization & Registration – BRELA,
• Standards & Safety – TBS,
• Weighting and Measuring – WMA,
• Right use of Chemicals – GCLA,
• Barcoding – SCANCODE,
• International Standards – ISO,
• Copyrighting – COSOTA,
• Public procurement – PPRA & GPSA

• BDS support from partners; SIDO, VETA, NIT, etc
• Participation in 2 trade fairs/expo or investor tradeshow, business matchmaking, market readiness and off taker linkages.
• Linkage to Imbeju program pool of partners, visibility opportunities, credibility certification from CRDB Bank Foundation

• Unsecured soft loans via the Imbeju Program pathway (subject to due diligence & availability).
• Limits: up to TZS 10m (individual under group umbrella) • up to TZS 30m for Start-Ups.
• Commitment fee: 6%; 1% credit life insurance; 1% crop insurance as applicable.
• Flexible repayments (weekly → monthly) matched to cashflows; milestone-based disbursements; Imbeju Account required; supplier-payment controls may apply.

 

Financing is not guaranteed for all participants; it is contingent on eligibility, due diligence, and performance during the capacity building period.

• Area: Requirement
• Legal & Operations: Registered in Tanzania; active ≥2 years in Dar es Salaam, Morogoro, or Zanzibar.
• Leadership: Women-led (≥40% ownership or executive leadership by women). Youth participation is encouraged (goal: 20% youth in key roles).
• Green Fit: Operating in or able to credibly pivot to green/circular value chains aligned to regional focus (see below).
• Jobs: Realistic plan to create 2–3 decent jobs during the programme.
• Standards & Conduct: Commitment to gender-responsive, inclusive, and environmentally sound practices; willingness to meet quality/compliance requirements.

 

Inclusive access: Women from disadvantaged communities and persons with disabilities are strongly encouraged to apply. Accessible formats available on request.

• Dar es Salaam: circular economy & waste, renewable energy/cleantech, green construction/materials, farming and farming value chains, landscaping and gardening, clean energy value chain,
• Morogoro: climate-smart/organic agriculture, agro-processing, eco-friendly packaging.
• Zanzibar: blue economy (aquaculture/seaweed), organic value-added products (spices, natural cosmetics), eco-tourism.

Stages:  1) Screening  →  2) Technical Review  →  3) Pitch/Interview (regional hubs)  →  4) Due Diligence  →  5) Final Selection & Onboarding

Application Instructions:

1. Complete this form accurately and fully in Swahili or English.

2. Submit the form via:

 

• Email: Send to foundation@crdbbank.co.tz with subject “Imbeju Ajira YE2 – [Business Name]”.
• Physical Submission: Deliver to CRDB branches in Dar es Salaam, Morogoro, or Zanzibar, sealed and marked “Imbeju Ajira YE2 Application”.

 

3. Attach:

 

• Completed application form.
• Registration/ownership documents and proof of ≥2 years of operation.
• Motivation letter (≤500 words) explaining how your MSME will create decent green jobs.

 

4. No application or participation fees.